Obscura

Terms of Service

Effective Date: [Effective Date]

1. Acceptance of Terms

These Terms of Service (“Terms”) govern your access to and use of Obscura (the “Platform”), operated by Obscura (“we,” “our,” or “us”). By creating an account or using the Platform, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference.

1.1 Eligibility

• You must be at least 18 years old to create an account or use the Platform. Obscura is not directed at, and does not knowingly permit use by, anyone under 18.
• You must complete our identity verification process — which requires uploading a government-issued ID — before accessing gated features. We reserve the right to deny or revoke access based on the outcome of that verification.
• You are responsible for providing accurate information during registration and verification, and for keeping your account credentials confidential.

2. Membership Tiers & Billing

Obscura offers paid membership tiers, each unlocking different platform features. Current tiers and pricing are displayed in-app at checkout and may change from time to time; changes will not retroactively affect a billing period you have already paid for.

• All paid tiers include a 14-day free trial. Unless you cancel before the trial ends, your membership automatically converts to a paid subscription and you will be charged.
• Subscriptions automatically renew each billing period (monthly or annually, as selected) until cancelled. You may cancel at any time through in-app account settings; cancellation takes effect at the end of the current billing period.
• Payments are processed securely by Stripe. By subscribing, you authorize Obscura, via Stripe, to charge your selected payment method on a recurring basis.
• Fees are generally non-refundable except where required by law or expressly stated otherwise.

3. Reserve Posts & Deposits

Elite-tier members may access Reserve Posts, which allow hosts to collect refundable or non-refundable deposits from attendees for reservation-style events.

• Deposit handling is currently reconciled manually by Obscura between host and attendee; Obscura is not a payment processor of record for these transactions and does not currently offer automated split payouts.
• Where a configurable platform fee applies, it is charged only on amounts actually kept or forfeited under the terms the host has set for that Reserve Post — not on refunded amounts.
• Age restrictions and eligibility for a specific Reserve Post or event are set and enforced by the hosting member, not by Obscura at the platform level, except for the platform-wide 18+ requirement in Section 1.1.

4. Non-Disclosure Agreements

Certain events and Reserve Posts may require attendees to execute a non-disclosure agreement (NDA) before gaining access to event details or attending. Where enabled by a host, NDAs are optional per-event or per-post, drafted using Obscura’s AI-assisted NDA builder, and executed electronically with your verified identity attached.

• NDAs executed through Obscura are legally binding agreements between members. Obscura facilitates execution and recordkeeping but is not a party to the NDA and is not responsible for enforcing it between members.
• NDA signature records are retained permanently, even after account deletion, as described in our Privacy Policy, because they must remain enforceable independent of your app account.

5. Safety & Emergency (SOS) Features

Obscura provides an in-app emergency (SOS) feature intended to help members alert designated emergency contacts and, where applicable, Obscura’s safety team during an incident.

• The SOS feature is not a substitute for calling 911 or your local emergency services. In a life-threatening emergency, contact local emergency services directly first.
• Obscura does not guarantee response times, delivery of alerts, or the availability of the SOS feature at all times, including due to network, device, or third-party service interruptions.
• Obscura is not responsible for the conduct of other members, hosts, or venues, or for incidents occurring at events or Reserve Posts, except as required by applicable law.

6. Member Conduct

You agree not to:

• Impersonate any person or misrepresent your identity or age.
• Harass, threaten, or endanger the safety of another member, host, or venue.
• Record, photograph, or share content from an event or conversation in violation of an NDA you have agreed to.
• Use the Platform for any unlawful purpose, or to facilitate fraud, unauthorized commercial solicitation, or unauthorized data scraping.
• Circumvent, disable, or interfere with identity verification, safety features, or access controls.

7. Content & Intellectual Property

7.1 Your Content

You retain ownership of the content you post (profile photos, bios, event listings, messages, and similar content). By posting content, you grant Obscura a limited, non-exclusive license to host, store, and display that content solely to operate and provide the Platform.

7.2 Our Content

The Obscura name, logo, design, and platform software are owned by Obscura and may not be copied, modified, or used without our prior written permission.

8. Disclaimers & Limitation of Liability

[TEMPLATE — REQUIRES ATTORNEY DRAFTING]

The Platform is provided “as is” and “as available” without warranties of any kind, whether express or implied. To the fullest extent permitted by law, Obscura disclaims all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law, Obscura’s total liability for any claim arising out of or relating to these Terms or the Platform will not exceed the amount you paid Obscura in the twelve (12) months preceding the claim. Obscura will not be liable for indirect, incidental, special, consequential, or punitive damages.

This section must be reviewed and finalized by counsel — liability caps, warranty disclaimers, and carve-outs (e.g., for gross negligence, willful misconduct, or death/personal injury, which many states will not allow you to limit) vary significantly by jurisdiction.

9. Indemnification

[TEMPLATE — REQUIRES ATTORNEY DRAFTING]

You agree to indemnify and hold Obscura harmless from any claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising from your use of the Platform, your violation of these Terms, or your violation of any rights of another member.

10. Suspension & Termination

We may suspend or terminate your account if you violate these Terms, pose a safety risk to other members, or as required by law. You may delete your account at any time through in-app settings; deletion follows the 14-day grace period and retention rules described in our Privacy Policy.

11. Dispute Resolution & Governing Law

[TEMPLATE — REQUIRES ATTORNEY DRAFTING]

These Terms are governed by the laws of Florida, without regard to conflict-of-laws principles. Any dispute arising from these Terms or your use of the Platform will be resolved as described below.

Whether to include a binding arbitration clause and/or a class-action waiver, and how to draft one enforceably, is a jurisdiction-specific legal decision (several states restrict or disfavor consumer arbitration/class-waiver clauses). Do not publish this section until counsel has drafted or approved it.

12. Third-Party Services

Obscura’s Concierge feature links to third-party rideshare services (such as Uber Black and Lyft Black). These services are operated independently of Obscura, and your use of them is governed by their own terms and privacy policies. Obscura does not control and is not responsible for third-party services.

13. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the Effective Date above and, for material changes, notify members through the Platform or by email before the change takes effect. Continued use of the Platform after changes take effect constitutes acceptance of the updated Terms.

14. Contact Us

Questions about these Terms can be directed to:

Email: obscurabusiness2026@gmail.com